We are experts in finding the right plan for your company at the lowest possible cost, whether it’s HMO, POS, PPO, multiple plans, HRA, HSA, alternative funding, etc.  We are licensed and appointed to sell every plan that exists in the state of New Jersey.


Maintaining a great smile doesn’t have to be expensive. Dental plans help protect your employees from unexpected dental expenses and make it easier to afford regular checkups, cleanings and other preventive treatments. We can shop the market for very affordable plans that cover preventive care 100% and offer discounts on other services or we can find more comprehensive plans that even provide coverage for orthodontia.


If you’re looking to keep your employee’s eyes healthy, a vision plan can help. A good plan will cover exams with a minimal copayment, provide allowances towards frames and contacts and offer substantial discounts on LASIK and cosmetic extras.


Life Insurance is the foundation of financial security for your employees and their families. It protects financial resources against the uncertainties of life so one can plan for the future.


Becoming disabled through an injury or sickness can mean a significant loss of income. Disability insurance is a form of health insurance that provides a person who becomes disabled with income to cover living expenses that continue in spite of the disability.